Classic Rewards

Classic Rewards Checking Accounts

Classic Checking is a simple checking account that comes with standard benefits like the ProGrowth Bank Mastercard Debit Card, Online + Mobile Banking with Bill Pay, and other must-have features.

Sounds good? You may also like our Bronze Rewards Checking Package, which combines checking and savings account benefits with special incentives to help you earn more rewards and save more money.

Classic Rewards Checking

Discounted Bank Services
ATM Refunds per statement cycle1 $ 6, If under age 23
Overdraft Fee Refunds2 N/A
Check Order Refund3 N/A
Paper Statements $ 5 per statement cycle
Interest Rate Discount on Loans4 N/A
Interest5
Account Earns Interest N/A
Tiered Interest Rates N/A
uChoose Rewards® Points
uChoose Rewards Debit Card Purchases 1 point for each $2 spent on PINPOS or SIGPOS debit card purchases6
uChoose Rewards Registration 1,000 points
Debit Card Anniversary of Enrollment 500 points
Loyalty Points
Points for Transactions N/A
Points for Relationship N/A
Enrollment Points N/A
Birthday Points N/A
Maximum Points per statement cycle N/A
Monthly Service Charge Refund
You can receive a complete refund of the Monthly Service Charge by meeting at least one of these requirements each statement cycle: Under age 23
10+ debit card PINPOS/SIGPOS transactions6, 7
$500 direct deposit
$25+ automatic transfers to another ProGrowth Bank account
$100+ automatic loan payment to a ProGrowth Bank Consumer installment loan
$250+ average ledger balance
$2,500+ average relationship balance8
Monthly Service Charge BEFORE Refund $ 3.95
Monthly Service Charge AFTER Refund $ 0.00

How To Earn Points!

Classic Rewards Checking

uChoose Rewards Points9
Debit Card Purchases 1 point for each $2 spent on PINPOS or SIGPOS debit card purchases6
uChoose Rewards Registration 1,000 points
Debit Card Anniversary of Enrollment 500 points
60,000 Maximum Points can be earned during a Calendar Year

1 Detailed descriptions for refunds on various ATM charges are listed in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.
2 Overdraft (OD) and Non-Sufficient Funds (NSF) fees and refunds are described in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.
3 Check order refunds are available on check orders placed through ProGrowth Bank’s approved vendor.
4 Subject to credit approval. Applies to consumer loans where an automatic loan payment is made from a qualifying ProGrowth Bank account. Does not apply to real estate mortgage loans, ag loans, or commercial loans.
5 Refer to specific account information for current interest rates and Annual Percentage Yields (APYs).
PINPOS refers to Point-of-Sale transactions when you use your 4-digit Personal Identification Number (PIN). SIGPOS refers to Signature transactions when you authorize a transaction with your signature.
7 Each PINPOS/SIGPOS transaction needs to be over $5 and must post and clear your account during the statement cycle in order to qualify for a refund of the Monthly Service Charge.
8 Your relationship will be calculated by using the combined average available balance of your checking and savings accounts, the current balance of your certificates of deposit and the principal balance of your loans.
9 uChoose Rewards Points earned will be received at month-end.

Subject to Change.
Please contact us for current information


Get More Value!

Check out Bronze Rewards Checking for more benefits.

Enroll in uChoose Rewards Today

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